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Highland Beach Oceanfront

  • Ambassadors North
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  • Beach Walk
  • Carlton House
  • Clarendon
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  • Trafalgar Highland Beach
  • Villa Magna
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  • Wiltshire House

    • Intracostal Luxury Properties

    • Bel Lido
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    • Byrd Beach
    • Boca Bay Colony
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    • Estates Spanish River Land
    • Golden Harbor
    • Grand Cay
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    • Kinney & Gates
    • Lago Mar
    • Lake Boca Raton
    • Lake Rogers
    • Por La Mar
    • Royal Palm Yacht & Country Club
    • Spanish River Land
    • Sun & Surf
    • The Estates
    • The Sanctuary
    • Walkers Cay Tropic
    • Walkers Isle

    Country Clubs

    • Boca Country Club
    • Boca Greens
    • Boca Grove CC
    • Boca Lago
    • Boca Pointe
    • Boca West CC
    • Boca Woods CC
    • Bocaire CC
    • Broken Sound CC
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    • St. Andrews CC
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    Should you put more or less down? Print E-mail

    Should I put more or less down, if we can afford it?

    Putting down as little as possible allows buyers to take full advantage of the tax benefits of home ownership, many experts say. Mortgage interest and property taxes are fully deductible from state and federal income taxes. Buyers using a small down payment also have a reserve for making unexpected improvements.
    Other real estate experts, however, advise that it is more prudent to make a larger down payment and thereby reduce the amount of debt that must be financed.
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